Financial Services Consulting
Profit at the intersect of finance and technology
Strategy consulting, regulatory support, and sourcing of financial services and financial technology to power the next generation of financial services.
Our Services
From growth to transformation, our financial services consulting will enhance your business.
Strategy
Create sustainable value with expert advice on innovation, growth and transformation.
Regulation
Build trust by securing EU and UK licenses promptly and meeting compliance obligations.
Solutions
Create ROI by sourcing financial services and financial technologies from reliable suppliers.
Sectors we Serve
We work with clients across a range of financial services and financial technology sectors.
Financial Services Resources
Stay ahead with insights and analysis on what matters in financial services and financial technology.
What is Payment Tokenization?
Payment tokenization explained Tokenization is a technique that replaces sensitive card data, such as name and primary account number (PAN), with a unique random code. Tokens are ideal for storing sensitive data against financial crime such as unauthorised access (internal fraud) and data breaches (external hack). Tokens increase sales by reducing the need to re-key data, […]
The credit card payment journey
Why do credit cards matter? Credit cards are a huge market. In the US, they are the dominant payments method, accounting for 31-40% of total with an annual value of USD 5tn. 800m credit cards are in circulation with total debt exceeding USD 1.2 tn, the average cardholder has 3.9 credit cards and USD 6.7k debt. In […]
What is an Asset Class?
What is an Asset Class? Asset classes are groupings of investments with similar characteristics in terms of structure, risk, and reward. By grouping investments, it is easier to understand their absolute and relative returns. There may be no correlation between the asset classes; however, investors may rotate between them based on returns, market conditions, or […]
What is Electronic Money?
Definition of Electronic Money? To be classified as e-Money, certain characteristics must be fulfilled: What are examples of Electronic Money? Why does Electronic Money Matter? For corporates, e-Money is an alternative to traditional bank accounts and payment rails. e-Money is flexible and able to cover numerous use cases, currencies, and enable real-time transactions. Often cheaper […]
What are interchange fees and why do they matter?
What are interchange fees? Interchange fees are the costs applied to a merchant when a customer makes a credit or debit card payment. The fee is collected by the payment acquirer and then apportioned to the card issuer, card network and acquirer. Example of interchange fees? For an EUR 100 card payment the unit economics […]
Trends in global Financial Crime 2024
How big is global money laundering? According to NASDAQ, USD 3.1tn in illicit flows and money laundering activity flowed through the global financial system in 2023. The most prevalent money laundering crimes were USD 783bn in drug trafficking, USD 347bn in human trafficking and USD 12bn in terrorist financing. Money laundering estimates are the money flowing […]
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